Who are we?

     Our advisors are licensed, insured and experienced. We're also not only Florida-based, but Florida raised, as lifelong residents who know your home state like you do. We're not a call center or lead service, and we're happy to meet you face-to-face.

   Our primary goal is to help you understand the pension, investment or employer plans that are provided to you and we are educated on the inner workings of the state system as well as recent updates and changes. We seek to leave no stone unturned as you approach retirement (and after) and that conversation has to start with the simple question, "What does retirement look like for ME?" 

    In the dizzying world of stock markets and financial lingo, we often become too fixated on the immediate numbers and lose sight of the bigger picture. We want to understand what truly matters to you and tailor a holistic financial plan that gives you peace of mind today and tomorrow. We care as much about why you are investing as what you are investing in.    

• Who is eligible to participate in DROP? 
• Who is not eligible to participate in DROP? 
• When can I begin DROP participation? 
• When should I apply for DROP?
• How much interest will my DROP account earn? 
• Will my FRS benefits receive a cost-of-living adjustment (COLA) while I am in DROP?
•  How can I estimate the value of my DROP account?
• How can I defer taxes? What taxes do I owe?
• What forms do I need to complete and when do I turn them in?
• What happens to my sick pay after retirement?

     To speak with a licensed specialist for answers to these questions and more, please contact us to book an appointment.